ICICI Bank Holidays 2026 | Full Branch Holiday List

ICICI Bank Holidays 2026 | Full Branch Holiday List

ICICI Bank Holidays 2026: Complete State-Wise Calendar

Planning your finances requires knowing exactly when your local branch is reachable. For ICICI Bank Holidays 2026, the bank aligns its schedule with the Reserve Bank of India (RBI) guidelines and state-specific mandates. Whether it's a national celebration or a local regional festival, these closures are dictated by the Negotiable Instruments Act.

The Saturday and Sunday Rule: When ICICI Branches Close

It’s a standard rule across India: ICICI won't open on Sundays. Additionally, you’ll find doors locked on every second and fourth Saturday of the month. If a month has a fifth Saturday, the bank stays open.

January 2026 Bank Holiday Calendar: Starting the New Year

January starts with a mix of winter festivals and national pride.

Date	Holiday Event	Region Affected
Jan 1	New Year’s Day	Chennai, Kolkata, Aizawl, and others
Jan 14-15	Makar Sankranti / Pongal	Ahmedabad, Bengaluru, Hyderabad, Chennai
Jan 26	Republic Day	Most of India (National Holiday)

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Note: While Republic Day is a major national event, check your local branch for specific regional exceptions in smaller UTs.

Planning Your April Visits: State-Wise ICICI Holidays

April is often the busiest month for banks due to the financial year closing.

Pro-tip: Avoid visiting branches in the first week of April. Staff are usually focused on year-end accounting, and public dealing might be restricted on April 1st.

• April 1: Banks close to the public for yearly account closing.
• April 3: Good Friday (Widespread closures).
• April 14: Dr. Ambedkar Jayanti & Baisakhi (Major states).

The Mid-Year Stretch: May to August

The summer months bring several religious and cultural breaks.

• May 1: Labor Day/Maharashtra Day closures hit Mumbai and major metros.
• May 28: Bakri Id dates often shift; currently, it’s slated for late May.
• Aug 15: Independence Day remains a total nationwide closure.

The Festive Peak: October to December

The end of the year sees the highest frequency of ICICI branch closed days due to the cluster of major festivals.

• Dussehra (Oct 19-21): Expect 2-3 days of regional closures depending on your state’s traditions.
• Diwali (Nov 9-11): Most branches will shut for Laxmi Puja and Govardhan Pooja.
• Christmas (Dec 25): A universal holiday for all ICICI locations.

How [Digital Banking] Actually Works — And Why It Saves You Time

Don't worry if the physical branch is shut. ICICI’s digital infrastructure doesn't take a day off.

• ATM Access: You can still pull cash or deposit cheques at kiosks 24/7.
• iMobile & Net Banking: Transfers like IMPS usually work instantly, though NEFT might see slight delays depending on RBI clearing cycles.
• UPI: Your phone-based payments will work perfectly fine even on Christmas or Diwali.

Common Questions About ICICI Branch Closures

How many days will ICICI branches be closed in 2026?

You’re looking at roughly 20 to 25 festival holidays depending on your state. When you add the 52 Sundays and 24 Saturdays (2nd and 4th), the bank is closed for about 100 days a year.

Is ICICI Bank open on the first Saturday of the month?

Yes. ICICI typically operates full working hours on the first, third, and fifth Saturdays of any month. Only the 2nd and 4th are fixed holidays.

Will IMPS or NEFT work during an ICICI bank holiday?

IMPS and UPI work 24/7/365. NEFT and RTGS usually work now too, but if the RBI's central clearing house is down for a national holiday, there might be a short delay.

How do I deposit cash when the bank is closed?

 You don't need a teller for this. Use the ICICI Cash Deposit Machines (CDMs) found at most "Touch Banking" branches. They’re available even on Sundays.

Are bank holidays the same for ICICI in every state?

Not at all. While Republic Day is a holiday everywhere, something like Bihu is only a holiday in Guwahati, and Pongal is specific to South India.

Final Thoughts on 2026 Scheduling

We use standard calendars for our daily lives, but lunar-based festivals like Holi or Eid can be tricky. I've seen dates shift by 24 hours at the last minute because of moon sightings. Always double-check the ICICI mobile app and website a day before a major festival to be 100% sure.