HDFC Bank Holidays 2026: Full State-Wise List You Need
Planning to visit your HDFC branch for something important — a cheque deposit, a loan document, a new account? Check this list first. HDFC Bank holidays 2026 vary by state, and showing up on the wrong day means a wasted trip and a delayed task.
This guide gives you every holiday, month by month, with the exact states where each applies.
How HDFC Bank Holidays Work in India
Not every bank holiday is the same across the country. The Reserve Bank of India sets national holidays — Republic Day, Gandhi Jayanti, Independence Day — and those close branches everywhere. But most holidays are regional. Holi closes branches in Jaipur and Lucknow. Pongal is a holiday in Chennai. Bihu matters in Guwahati.
So before you plan any branch visit, check both: is it a national holiday, and does your state observe it? On top of all this, HDFC Bank branches stay closed every second and fourth Saturday of the month, plus all Sundays. That adds up quickly across the year.
Upcoming HDFC Bank Holidays — What's Next
Three holidays are coming up that many people miss:
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May 9, 2026 — Birthday of Rabindranath Tagore (Kolkata)
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May 16, 2026 — State Day (Gangtok)
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May 26, 2026 — Birthday of Kazi Nazrul Islam (multiple states)
Plan your Kolkata branch visits around May 9. And if you are in any of the states observing May 26, keep that date marked.
HDFC Bank Holiday List 2026 — Month by Month
January 2026
|
Date
|
Holiday
|
States / Cities
|
|
Thu, 1 Jan
|
New Year's Day / Gaan-Ngai
|
Aizawl, Chennai, Gangtok, Imphal, Itanagar, Kohima, Kolkata, Shillong
|
|
Fri, 2 Jan
|
New Year Celebration / Mannam Jayanthi
|
Aizawl, Kochi, Thiruvananthapuram
|
|
Sat, 3 Jan
|
Birthday of Hazrat Ali
|
Lucknow
|
|
Mon, 12 Jan
|
Birthday of Swami Vivekananda
|
Kolkata
|
|
Wed, 14 Jan
|
Makar Sankranti / Magh Bihu
|
Ahmedabad, Bhubaneswar, Guwahati, Itanagar
|
|
Thu, 15 Jan
|
Pongal / Uttarayana / Maghe Sankranti
|
Bengaluru, Chennai, Gangtok, Hyderabad, Vijayawada
|
|
Fri, 16 Jan
|
Thiruvalluvar Day
|
Chennai
|
|
Sat, 17 Jan
|
Uzhavar Thirunal
|
Chennai
|
|
Fri, 23 Jan
|
Netaji Jayanti / Saraswati Puja / Basanta Panchami
|
Agartala, Bhubaneswar, Kolkata
|
|
Mon, 26 Jan
|
Republic Day
|
All states except Bhopal, Chandigarh, Dehradun, Kanpur, Srinagar
|
February 2026
|
Date
|
Holiday
|
States / Cities
|
|
Wed, 18 Feb
|
Losar
|
Gangtok
|
|
Thu, 19 Feb
|
Chhatrapati Shivaji Maharaj Jayanti
|
Belapur, Mumbai, Nagpur
|
|
Fri, 20 Feb
|
Statehood Day
|
Aizawl, Itanagar
|
February is a light month for most states. Three closures total, all regional.
March 2026
|
Date
|
Holiday
|
States / Cities
|
|
Mon, 2 Mar
|
Holika Dahan
|
Lucknow
|
|
Tue, 3 Mar
|
Holi / Dol Jatra / Dhulandi
|
Belapur, Gangtok, Guwahati, Hyderabad, Jaipur, Kolkata, Mumbai, Nagpur, Patna, Ranchi, Vijayawada
|
|
Wed, 4 Mar
|
Holi 2nd Day / Dhuleti
|
Agartala, Ahmedabad, Aizawl, Bhubaneswar, Imphal, Jammu, Lucknow, New Delhi, Raipur, Shimla
|
|
Fri, 13 Mar
|
Chapchar Kut
|
Aizawl
|
|
Tue, 17 Mar
|
Shab-I-Qadr
|
Jammu
|
|
Thu, 19 Mar
|
Gudhi Padwa / Ugadi / Telugu New Year's Day
|
Belapur, Bengaluru, Chennai, Hyderabad, Imphal, Jammu, Kochi, Mumbai, Nagpur, Panaji, Vijayawada
|
|
Fri, 20 Mar
|
Eid-Ul-Fitr / Jumat-ul-Vida
|
Ahmedabad, Aizawl, Belapur, Jaipur, Kolkata, Lucknow, Mumbai, Nagpur, Ranchi
|
|
Sat, 21 Mar
|
Ramzan-Id / Shawal-1 / Sarhul
|
Aizawl, Belapur, Jaipur, Kolkata, Lucknow, Mumbai, Nagpur, Ranchi
|
|
Thu, 26 Mar
|
Shree Ram Navami
|
Agartala, Bhubaneswar, Gangtok, Guwahati, Hyderabad, Imphal, Itanagar, Jammu, Kolkata, Lucknow, Mumbai, Nagpur, New Delhi, Patna, Raipur, Shillong
|
|
Fri, 27 Mar
|
Shree Ram Navami (Chaite Dasain)
|
Ahmedabad, Aizawl, Belapur, Jaipur, Kolkata, Lucknow, Mumbai, Nagpur, Ranchi
|
|
Tue, 31 Mar
|
Mahavir Jayanti
|
Ahmedabad, Belapur, Bengaluru, Bhubaneswar, Chennai, Gangtok, Hyderabad, Jaipur, Kolkata, Lucknow, Mumbai, Nagpur, New Delhi, Patna, Raipur, Ranchi, Vijayawada
|
March is the busiest holiday month of the year for most banking circles. If you have a cheque to deposit or an NEFT cutoff to hit, plan around at least 3–4 days of possible branch closures depending on your city.
April 2026
|
Date
|
Holiday
|
States / Cities
|
|
Wed, 1 Apr
|
Annual Bank Closing (Yearly Accounts)
|
Most major cities pan-India
|
|
Thu, 2 Apr
|
Maundy Thursday
|
Kochi, Thiruvananthapuram
|
|
Fri, 3 Apr
|
Good Friday
|
Most states across India
|
|
Tue, 14 Apr
|
Dr Ambedkar Jayanti / Tamil New Year / Bohag Bihu / Baisakhi
|
Most major cities pan-India
|
|
Wed, 15 Apr
|
Bengali New Year / Bohag Bihu / Vishu / Himachal Day
|
Agartala, Guwahati, Itanagar, Kochi, Kolkata, Shimla, Thiruvananthapuram
|
|
Thu, 16 Apr
|
Bohag Bihu
|
Guwahati
|
|
Mon, 20 Apr
|
Basava Jayanti / Akshaya Tritiya
|
Bengaluru, Kolkata
|
|
Tue, 21 Apr
|
Garia Puja
|
Agartala
|
April 1 is worth noting separately. Every year, banks close on this date to complete annual account reconciliation. It is not a public holiday — it is a banking closure specific to the financial year-end. Plan accordingly if you have important transactions pending.
May 2026
|
Date
|
Holiday
|
States / Cities
|
|
Fri, 1 May
|
Maharashtra Din / May Day / Buddha Pournima
|
Most major cities across India
|
|
Sat, 9 May
|
Birthday of Rabindranath Tagore
|
Kolkata
|
|
Sat, 16 May
|
State Day
|
Gangtok
|
|
Tue, 26 May
|
Birthday of Kazi Nazrul Islam
|
Agartala, Ahmedabad, Aizawl, Guwahati, Hyderabad, Imphal, Jammu, Kochi, Kohima, Kolkata, Lucknow, New Delhi, Raipur, Ranchi, Shillong, Shimla, Thiruvananthapuram, Vijayawada
|
|
Wed, 27 May
|
Eid-Ul-Adha (Bakri-Eid)
|
Agartala, Jammu
|
|
Thu, 28 May
|
Bakri Id
|
Belapur, Bengaluru, Chennai, Jaipur, Jammu, Mumbai, Nagpur, Panaji, Patna
|
June 2026
|
Date
|
Holiday
|
States / Cities
|
|
Mon, 15 Jun
|
YMA Day / Raja Sankranti
|
Aizawl, Bhubaneswar
|
|
Thu, 25 Jun
|
Moharrum
|
Vijayawada
|
|
Fri, 26 Jun
|
Muharram / Ashoora
|
Agartala, Aizawl, Belapur, Bengaluru, Chennai, Hyderabad, Jammu, Kolkata, Lucknow, Mumbai, Nagpur, New Delhi, Patna, Raipur, Ranchi
|
|
Mon, 29 Jun
|
Sant Guru Kabir Jayanti
|
Shimla
|
|
Tue, 30 Jun
|
Remna Ni
|
Aizawl
|
July 2026
|
Date
|
Holiday
|
States / Cities
|
|
Mon, 6 Jul
|
MHIP Day
|
Aizawl
|
|
Thu, 9 Jul
|
Beh Deinkhlam
|
Shillong
|
|
Thu, 16 Jul
|
Ratha Yatra
|
Bhubaneswar
|
|
Fri, 17 Jul
|
Death Anniversary of U Tirot Singh
|
Imphal
|
|
Sat, 18 Jul
|
Drukpa Tshe-zi
|
Gangtok
|
|
Wed, 22 Jul
|
Kharchi Puja
|
Agartala, Shillong
|
August 2026
|
Date
|
Holiday
|
States / Cities
|
|
Tue, 4 Aug
|
Ker Puja
|
Agartala
|
|
Sat, 8 Aug
|
Tendong Lho Rum Faat
|
Gangtok
|
|
Thu, 13 Aug
|
Patriot's Day
|
Imphal
|
|
Sat, 15 Aug
|
Independence Day / Parsi New Year
|
All states across India
|
|
Wed, 19 Aug
|
Birthday of Maharaja Bir Bikram
|
Agartala
|
|
Tue, 25 Aug
|
Milad-Un-Nabi / First Onam
|
Kochi, Thiruvananthapuram, Vijayawada
|
|
Wed, 26 Aug
|
Id-E-Milad / Baravafat / Thiruvonam
|
Belapur, Bengaluru, Chennai, Hyderabad, Imphal, Jammu, Kochi, Lucknow, Mumbai, Nagpur, New Delhi, Patna, Raipur, Ranchi, Thiruvananthapuram
|
|
Fri, 28 Aug
|
Raksha Bandhan / Pang-Lhabsol / Narayana Guru Jayanthi
|
Ahmedabad, Gangtok, Imphal, Jaipur, Jammu, Kochi, Lucknow, Mumbai, Nagpur, New Delhi, Shimla, Thiruvananthapuram
|
September 2026
|
Date
|
Holiday
|
States / Cities
|
|
Fri, 4 Sep
|
Janmashtami / Krishna Jayanthi
|
Ahmedabad, Aizawl, Bhubaneswar, Chennai, Hyderabad, Jaipur, Jammu, Kolkata, Lucknow, Patna, Raipur, Ranchi, Shillong, Shimla, Thiruvananthapuram, Vijayawada
|
|
Sat, 12 Sep
|
Tirubhav Tithi of Srimanta Sankardeva
|
Guwahati
|
|
Mon, 14 Sep
|
Ganesh Chaturthi
|
Belapur, Bengaluru, Bhubaneswar, Chennai, Hyderabad, Mumbai, Nagpur, Panaji, Vijayawada
|
|
Tue, 15 Sep
|
Samvatsari / Nuakhai / Ganesh Chaturthi 2nd Day
|
Ahmedabad, Belapur, Bengaluru, Bhubaneswar, Chennai, Hyderabad, Mumbai, Nagpur, Panaji, Vijayawada
|
|
Mon, 21 Sep
|
Janmotsav of Srimanta Sankardeva / Narayana Guru Samadhi
|
Gangtok
|
|
Tue, 22 Sep
|
Karma Puja
|
Gangtok, Kochi
|
|
Wed, 23 Sep
|
Birthday of Maharaja Hari Singh Ji
|
Jammu, Ranchi
|
|
Fri, 25 Sep
|
Indrajatra
|
Gangtok, Panaji
|
October 2026
|
Date
|
Holiday
|
States / Cities
|
|
Fri, 2 Oct
|
Mahatma Gandhi Jayanti
|
All states across India
|
|
Sat, 10 Oct
|
Mahalaya Amavasye
|
Bengaluru
|
|
Sat, 17 Oct
|
Maha Saptami
|
Agartala, Gangtok, Bhubaneswar, Chennai, Itanagar, Kolkata, Patna, Ranchi, Shillong
|
|
Mon, 19 Oct
|
Dussehra / Durga Puja / Maha Navami
|
Most states across India
|
|
Tue, 20 Oct
|
Dasara / Vijaya Dashmi / Durga Puja
|
Agartala, Ahmedabad, Aizawl, Bengaluru, Bhubaneswar, Chennai, Itanagar, Kolkata, Patna, Ranchi, Shillong, Vijayawada
|
|
Wed, 21 Oct
|
Vijaya Dasami
|
Agartala, Bengaluru, Bhubaneswar, Chennai, Kolkata, Ranchi, Shillong, Vijayawada
|
|
Thu, 22 Oct
|
Durga Puja (Dasain)
|
Gangtok, Shimla
|
|
Fri, 23 Oct
|
Durga Puja (Dasain)
|
Gangtok, Kolkata
|
|
Mon, 26 Oct
|
Laxmi Puja / Accession Day / Valmiki Jayanti
|
Agartala
|
|
Thu, 29 Oct
|
Karva Chauth
|
Shimla
|
|
Sat, 31 Oct
|
Sardar Vallabhbhai Patel's Birthday
|
Shimla
|
October has the highest number of multi-day closures. If you are in Kolkata, Gangtok, or Bhubaneswar, expect 5–6 consecutive or closely spaced branch closures during the Durga Puja week. Get your transactions done early.
November 2026
|
Date
|
Holiday
|
States / Cities
|
|
Mon, 9 Nov
|
Diwali / Laxmi Puja / Govardhan Pooja
|
Agartala, Gangtok, Imphal, Jaipur, Lucknow
|
|
Tue, 10 Nov
|
Diwali / Deepavali / Laxmi Puja
|
Ahmedabad, Belapur, Bengaluru, Gangtok, Mumbai, Nagpur
|
|
Wed, 11 Nov
|
Laxmi Puja / Ningol Chakkouba / Bhaidooj
|
Gangtok, Imphal, Kolkata, Lucknow, Shimla
|
|
Fri, 13 Nov
|
Wangala Festival
|
Shillong
|
|
Mon, 16 Nov
|
Chhath Puja
|
Patna, Ranchi
|
|
Mon, 23 Nov
|
Seng Kut Snem
|
Aizawl
|
|
Tue, 24 Nov
|
Guru Nanak Jayanti / Karthika Purnima
|
Belapur, Bhubaneswar, Hyderabad, Itanagar, Jaipur, Jammu, Kohima, Kolkata, Lucknow, Mumbai, Nagpur, New Delhi, Raipur, Ranchi, Shillong, Shimla
|
|
Fri, 27 Nov
|
Kanakadasa Jayanthi
|
Bengaluru
|
Diwali runs across three consecutive branch closure days in some cities. Mumbai, Ahmedabad, Nagpur, and Belapur customers should note November 10 as the main Deepavali closure.
December 2026
|
Date
|
Holiday
|
States / Cities
|
|
Tue, 1 Dec
|
Indigenous Faith Day / State Inauguration Day
|
Itanagar, Kohima
|
|
Thu, 3 Dec
|
Feast of St. Francis Xavier
|
Panaji
|
|
Wed–Fri, 9–11 Dec
|
Losoong / Namsoong (3 days)
|
Gangtok
|
|
Sat, 12 Dec
|
Death Anniversary of Pa Togan Nengminja Sangma
|
Shillong
|
|
Fri, 18 Dec
|
Death Anniversary of U SoSo Tham
|
Shillong
|
|
Sat, 19 Dec
|
Goa Liberation Day
|
Panaji
|
|
Thu, 24 Dec
|
Christmas Eve
|
Aizawl, Kohima, Shillong
|
|
Fri, 25 Dec
|
Christmas
|
All states across India
|
|
Sat, 26 Dec
|
Christmas
|
Aizawl, Kohima, Shillong
|
|
Wed, 30 Dec
|
Death Anniversary of U Kiang Nangbah
|
Aizawl, Shillong
|
|
Thu, 31 Dec
|
New Year's Eve
|
Aizawl, Shillong
|
2nd and 4th Saturdays — HDFC Bank Closed Dates 2026
Every second and fourth Saturday of every month, all HDFC Bank branches stay closed nationwide. This is a standing RBI rule — it applies to your branch regardless of which state you are in.
Here are those Saturdays for 2026:
-
January: 10, 24 | February: 14, 28 | March: 14, 28 | April: 11, 25
-
May: 9, 23 | June: 13, 27 | July: 11, 25 | August: 8, 22
-
September: 12, 26 | October: 10, 24 | November: 14, 28 | December: 12, 26
First, third, and fifth Saturdays of each month are normal working days.
Will ATMs, UPI, and Net Banking Work on Holidays?
Yes — every time, without exception. HDFC Bank's digital services run 24/7 regardless of whether the branch is shut. This includes:
-
ATM withdrawals and balance checks
-
NEFT, RTGS, and IMPS transfers
-
UPI payments via any app
-
Net banking and the HDFC mobile app
-
Credit card transactions
The only thing that stops on a bank holiday is the physical branch. Cheque clearance, demand drafts, locker access, and new account opening need you to be there in person — so those get delayed. Everything else carries on as normal.
Why Festival Dates Shift Every Year
Some holidays — Eid, Holi, Diwali — are decided by the lunar calendar, not the standard Gregorian one. That is why their dates land on a different day every year.
The same goes for holidays like Milad-Un-Nabi and Muharram. The exact date is confirmed only after the moon is sighted, which means minor shifts of a day are possible even close to the date. Always cross-check with the RBI holiday list or your local HDFC branch if you are planning something time-sensitive around those dates.
Quick Tips
-
Check before you go. The HDFC Bank holiday list 2026 varies by city — what is a holiday in Mumbai may be a regular working day in Delhi.
-
April 1 is always closed. Banks shut on the first of April for annual account closing, every year. This is different from a festival holiday.
-
October is unpredictable. The Durga Puja and Dussehra cluster can mean 4–5 closures within two weeks. Any branch-dependent task in October should be done in the first two weeks of the month.
-
Upcoming transactions? Use NEFT or IMPS the day before any known holiday. Both work 24/7 and do not require the branch to be open.
FAQs
Q: How many holidays does HDFC Bank have in 2026?
A: HDFC Bank branches close on roughly 15 to 25 festival and public holidays each year, depending on the state. Add to that 52–53 Sundays and 24 second and fourth Saturdays, and the total number of non-working days crosses 90 to 100 annually. The exact count varies by city.
Q: Is HDFC Bank open on the 1st Saturday of each month in 2026?
A: Yes. HDFC Bank branches remain open on the first, third, and fifth Saturdays of every month. Only the second and fourth Saturdays are closed, as per the RBI's standing guidelines for all scheduled banks in India.
Q: Does HDFC Bank close on April 1, 2026?
A: Yes. April 1 is an annual bank closing day set aside for financial year-end account reconciliation. It is not a public or national holiday — it is a banking-specific closure that applies to most branches across India, including HDFC Bank.
Q: Are HDFC Bank NEFT and RTGS transfers available on holidays?
A: Yes, NEFT and RTGS transfers are available 24/7 including all bank holidays, Sundays, and second and fourth Saturdays. The RBI extended NEFT to round-the-clock operations in 2019, so transfers go through even when every branch in the city is closed.
Q: Which states have the most HDFC Bank holidays in 2026?
A: States in the northeast — particularly Assam (Guwahati), Mizoram (Aizawl), Meghalaya (Shillong), Manipur (Imphal), and Sikkim (Gangtok) — observe the highest number of regional holidays in addition to national ones. West Bengal (Kolkata) and Goa (Panaji) also have several state-specific closures throughout the year.
Q: Will HDFC Bank be closed on Diwali 2026?
A: Diwali-related closures in 2026 fall on November 9, 10, and 11 depending on your city. Mumbai, Nagpur, and Belapur observe November 10 as the main Deepavali closure. Jaipur, Lucknow, and Imphal observe November 9. Some cities like Gangtok observe both days. Check your specific city before planning a branch visit.
Q: Can I access my HDFC locker on a bank holiday?
A: No. Safe deposit locker access requires the branch to be open and staff to be present. Lockers cannot be accessed on bank holidays, second and fourth Saturdays, or Sundays. Plan any locker-related visit on a regular weekday.
Q: Is Good Friday a bank holiday for HDFC Bank in 2026?
A: Yes. Good Friday on April 3, 2026 is observed as a bank holiday in most states across India. HDFC Bank branches in cities including Mumbai, Chennai, Bengaluru, Kolkata, Hyderabad, Kochi, and most northeastern cities will remain closed on that day.
Q: Does HDFC Bank follow RBI holiday list or its own list?
A: HDFC Bank follows the holiday list notified by the RBI under the Negotiable Instruments Act. The RBI issues state-wise holiday lists for all scheduled banks, and HDFC Bank branches observe those along with any additional state government holidays applicable to that region.
Q: Is UPI payment affected when HDFC Bank is on holiday?
A: No. UPI payments are not affected by branch holidays at all. UPI runs on the NPCI infrastructure and operates around the clock — whether your bank is open, closed for a festival, or closed for a Saturday. The only exception is rare scheduled maintenance windows, which banks announce in advance.