If you were planning a trip to your nearest bank branch today and wondering is it a bank holiday today — the answer is yes for most of the country. April, 2026 is Good Friday, and as per the Reserve Bank of India's official holiday calendar, all banks are closed today across the majority of Indian states. If you are still asking today bank open or not, or searching today bank closed or open, here is everything you need to know before stepping out.
A lot of people woke up this morning asking — bank holiday today or normal working day? The answer depends on which state you are in.
The RBI has declared April 2026 a holiday on account of Good Friday. So today bank is closed or open is not a one-size-fits-all answer. All banks are closed today in most states — but there are exceptions. The holiday does not apply in Tripura, Assam, Rajasthan, and Jammu & Kashmir. If you live in those states, banks will open today and operate as usual.
For everyone else wondering today bank working or holiday — it is a holiday. Whether you bank with SBI, HDFC, ICICI, Axis, Kotak, PNB, or any other lender, branch services are suspended in the rest of the country.
Why Do Bank Holidays Vary by State?
Many people get confused every time a holiday is announced and ask — why bank is closed today when their colleague in another city says their branch is open. Here is the simple reason.
The Reserve Bank of India categorises its bank holidays into three groups:
Since festivals and regional observances differ across Indian states, the RBI allows state-level flexibility. That is why is bank closed today in Mumbai but open in Jaipur. It is not an error — it is how the system is structured. So the next time you ask which bank is closed today, the honest answer is: it depends on your location.
Full Bank Holiday List for April 2026
April is a heavy month for bank closures. If you are planning visits and wondering tomorrow bank is open or not or bank open tomorrow or not, here is the complete schedule to help you plan:
April 1, 2026 (Wednesday) — Annual bank closing / financial year-end. Banks were closed nationwide except in Mizoram, Sikkim, Nagaland, Jharkhand, Meghalaya, and Himachal Pradesh.
April 2, 2026 (Thursday) — Special bank holiday applicable in Kerala only.
April 3, 2026 (Friday) — Good Friday / Sarhul. Which banks are closed today — all of them except in Tripura, Assam, Rajasthan, and Jammu & Kashmir.
April 14, 2026 (Tuesday) — Dr. B.R. Ambedkar Jayanti, Vishu, and Bihu. Most states observe this holiday. Is today ICICI bank open, is today HDFC bank open, is SBI bank open today — for most cities, no.
April 15, 2026 (Wednesday) — Bohag Bihu and Bengali New Year. Holiday in Tripura, Assam, Arunachal Pradesh, Kerala, West Bengal, and Himachal Pradesh.
April 16, 2026 (Thursday) — Bohag Bihu, Guwahati specifically.
April 20, 2026 (Monday) — Basava Jayanti. Today Indian bank open status — closed in Bengaluru.
April 21, 2026 (Tuesday) — Gariya Puja. Holiday in Agartala.
Source: Reserve Bank of India
People often also ask this Saturday bank open or not — remember that banks remain closed every second and fourth Saturday of the month along with all Sundays. Plan your branch visits accordingly.
What Banking Services Are Still Available Today?
Just because all banks are closed today at the branch level does not mean you are stuck. For most routine needs, bank is working today — just not at the counter.
ATMs are running 24/7. Is bank open today or not for cash withdrawals — yes, through ATMs.
Net banking and mobile banking are fully functional. Whether you need to check if HDFC bank today open or not, or just transfer funds, your app works without interruption.
UPI payments via Google Pay, PhonePe, Paytm, and BHIM operate around the clock. So even if ICICI bank open or closed today at the branch, your UPI works fine.
IMPS transfers go through instantly, any day. If someone asks does banks work today for urgent transfers — yes, through IMPS.
One note worth flagging: NEFT and RTGS may face delays on designated holidays. If you have a large scheduled transfer today, check your bank app first to confirm processing timelines. And if you're asking is bank open tomorrow — April 4 is a Saturday, so check whether it is the second or fourth Saturday before making plans.
Quick Tips to Manage Banking on Holiday Days
Nobody wants surprises when it comes to money. People ask today bank open ya close at the last minute and then rush — here is how to avoid that:
Always check the RBI holiday list at the start of every month so you know in advance will banks be closed today or not. The full list is available on the RBI's official website.
Keep your mobile banking updated. If Kotak bank holiday today or today Axis bank open status is unclear, a quick check on the app takes ten seconds.
For demand drafts, locker access, or cheque-related work, always visit one day ahead. Asking was banks open today after the fact helps no one.
If you have a time-sensitive inter-bank transfer, reach out to your bank's customer care the evening before. They can confirm bank is open today or not for your specific branch and transaction type.
Bottom Line
Today, April 2026 is a bank holiday in most of India. Are bank closed today — yes, for the majority of states. Does banks are open today in Tripura, Assam, Rajasthan, and Jammu & Kashmir — yes, they are. For everyone else, branch services are off. But digital banking, UPI, ATMs, and IMPS keep things running smoothly.
Today bank open or not open at the branch — check your state. But for digital needs, you are covered all day.
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