ABC ID Card: Full Form, How to Create & Download in 2026

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ABC ID Card – Full Form, How to Create and Download

Update (April 2026): Over 32 crore ABC IDs have been issued so far, making the Academic Bank of Credits one of the largest student digital identity systems in the world. If you haven't created yours yet, now is the time.


The ABC ID card is a unique 12-digit identifier that lets students store their academic credits digitally and manage them from one place. Every student in India can create and download their ABC ID card online — and once you have it, using it is straightforward.

Key Highlights

  • ABC ID card works as a digital repository for academic credits earned from UGC-recognised institutions.
  • Students can create an ABC ID card through the Academic Bank of Credits website or the DigiLocker portal.
  • ABC ID card can be downloaded easily from DigiLocker as a PDF.

What is ABC ID Card?

ABC ID cards store the academic credits and information of students in a digital ID — keeping them safe, secure, and accessible anywhere.

The NEP (National Education Policy) launched this programme as an initiative from the UGC (University Grants Commission). The MoE (Ministry of Education) and MeitY (Ministry of Electronics and Information Technology) jointly oversee it.

Students in India can obtain the Academic Bank of Credits (ABC) ID — a unique 12-digit code — to digitally manage, store, and access their academic credits. This includes certificates, exam mark sheets, diplomas, degrees, training details, and co-curricular achievements.

The ABC ID receives students' academic credits from institutions through the National Academic Depository. These credits are awarded by registered institutions and stored digitally in the ABC, which can be shared or transferred from one institution to another upon the student's consent. This streamlines authentication for admissions or jobs, simplifying the verification of academic records. Actually — it removes the need to carry physical documents altogether.

ABC ID Card Full Form

Full form of ABC ID card is the Academic Bank of Credits. As the name suggests, it records higher educational credits earned by a student from UGC-recognised institutions, which can be transferred between institutions when needed.

How to Create ABC ID Card Using Different Portals

You can create an ABC ID card in more than one way. All the methods are covered in detail below.

How to Create an ABC ID Card Through DigiLocker Portal

Step 1: Visit the DigiLocker portal. Existing users can log in by clicking 'Sign In', and new users can click 'Sign Up' to create an account.

Step 2: Use your username and password or Aadhaar number and mobile number to log in.

Step 3: After logging in, click on 'Search Documents'.

Step 4: Under 'Education and Learning', click on 'Academic Bank of Credits'.

Step 5: Select 'APAAR/ABC ID Card'.

Step 6: Enter your name, gender, date of birth, admission year, institution name, Identity Value, and other required details. Tick the consent box. Click on the 'Get Document' button.

How to Create an ABC ID Card Through the ABC Portal

Step 1: Visit the official website of the Academic Bank of Credits at abc.gov.in.

Step 2: Click on the 'My Account' button on the right side and select 'Student'.

Step 3: Click on the 'Sign Up' button.

Step 4: Create an account using your Aadhaar-linked mobile number.

Step 5: Enter the OTP you receive to register and sign in to DigiLocker.

Step 6: The 'Meri Pehchaan' dashboard will appear. A window will pop up — select your university, admission year, and identity type from the drop-down menu.

Step 7: Enter your identity type and click 'Submit'.

ABC ID Creation Through QR Code Scanning

Step 1: Visit the official website of the Academic Bank of Credits.

Step 2: Scan the QR code on the home page.

Step 3: Log in to the DigiLocker app.

Step 4: A form with your name, gender, and DOB will open.

Step 5: Choose your Identity Type, Admission year, and Academic Institution from the list. Enter your Identity Value.

Step 6: Click on the 'Get Document' button. Your ABC ID will be generated.

Step 7: After your ABC ID is created, find it under 'My Issued Documents'.


Need help with GST? Get expert assistance for registration and return filing.

GST Registration → GST Filing →

How to Download an ABC ID Card

Here are the steps to download your ABC ID card from DigiLocker after creating it:

Step 1: Visit the DigiLocker portal and log in with your credentials.

Step 2: Click on the 'Issued Documents' option.

Step 3: Click on 'Academic Bank of Credit ID'.

Step 4: Wait till your ID is fetched. Click on 'Download'.

Step 5: A PDF file of your ABC ID card will be downloaded.

What is Identity Value in ABC ID Card?

Identity Value in ABC ID is a unique data point that helps differentiate each student in the system. Also called 'Identifier Value', this data includes an alphanumeric combination of the user's initials, date of birth, and similar details.

In practical terms? It's your roll number, registration number, admission number, or enrolment number — whichever your institution assigned you.

It helps track, manage, and recognise all student accounts in the ABC ID system. The authorities can identify the data and keep it confidential to enhance security and efficiency.

Purpose of ABC ID Card

Here's what the Academic Bank of Credits is actually built to do:

  • ABC will help open, close, and validate every student's academic account.
  • Apart from gathering academic credits, ABC ID verifies them and stores them for transfer or promotion as required.
  • The ABC ID card maintains the confidentiality and authenticity of student credits.
  • It enables faster credit recognition and digital credit transfer.
  • ABC ID will store credits earned from online and distance courses offered by the Government of India.
  • Students can redeem credits and seek direct admission at any university in the second year.

But here's the part most students overlook — you can drop out, take a break, and come back later without losing a single credit.

Benefits of ABC ID Card

Some of the most notable benefits of the Academic Bank of Credit ID are:

  • ABC ID monitors students' academic performance continuously and comprehensively.
  • Once issued, a permanent identifier is assigned to your name — tracking begins from Class I and continues throughout your entire educational journey.
  • Traditional paper-based records can get damaged or lost. ABC ID is a digital record, which reduces the administrative burden significantly.
  • Credit records help educators analyse subject-specific weaknesses and strengths through a student's ABC ID.
  • ABC ID card allows multiple entry and multiple exit — so your education doesn't have to follow a single straight line.
  • Students' credits are stored for a maximum shelf life of seven years.
  • Credits can be transferred through a single window after approval from the destination and source academic institutions.
  • ABC ID card ensures genuineness of credit — only verified institutions can upload credits.
  • ABC improves transparency and supports a more flexible approach to curriculum design and development.

And that last point matters more than it sounds. A more flexible curriculum means students actually get to learn what they want, not just what fits into a fixed box.

ABC ID Card Contact Information

Students can reach the Academic Bank of Credits office for any queries:

Academic Bank of Credits National e-Governance Division, Ministry of Electronics & IT, 4th Floor, Electronics Niketan, 6, CGO Complex, Lodhi Road, New Delhi – 110003

For UGC-NAD related queries:

UGC-NAD South Campus, University of Delhi, Benito Juarez Marg, New Delhi – 110021, INDIA

Email: support-nad@gov.in Phone: 011-24117095, 24116316, 24115416


Students can create their ABC ID account to keep a safe record of academic credits. This directly improves their scope and chances for education and career choices. A student holding an ABC ID card can drop out at any time and later redeem their semester credits to rejoin an institution — whenever it suits them.

So no, time spent in higher education is never wasted. Not anymore.

FAQs — ABC ID Card Guide 2026

Q: Is ABC ID card compulsory for all students in India?

A: As per UGC norms, every student in India pursuing higher education must have an ABC ID. Most universities now require it for admission forms, examination registration, and the issuance of final degrees. If you haven't created yours yet, do it before your institution asks.

Q: How to create ABC ID card through DigiLocker step by step?

A: Visit digilocker.gov.in and log in with your Aadhaar-linked mobile number. Under 'Search Documents', select 'Academic Bank of Credits', then choose 'APAAR/ABC ID Card'. Fill in your name, date of birth, admission year, institution, and Identity Value (your roll or registration number), tick the consent box, and click 'Get Document'. Your ABC ID will be generated instantly.

Q: What is the Identity Value in ABC ID card?

A: Identity Value is your institution-assigned number — it could be your roll number, registration number, admission number, or enrolment number. This unique identifier helps the ABC system differentiate between students and link the correct academic records to your profile.

Q: Can I download my ABC ID card as a PDF?

A: Yes. After creating your ABC ID, log in to DigiLocker and go to 'Issued Documents'. Click on 'Academic Bank of Credit ID' and hit the 'Download' button. Your ABC ID card will be saved as a PDF that you can print or share with institutions.

Q: What happens to my ABC ID and credits if I drop out of college?

A: Your ABC ID and all stored credits remain safe for up to seven years even if you drop out or take a break from studies. You can return to any registered institution later and redeem those credits — so you pick up exactly where you left off without repeating what you've already completed.

Need help with GST? Get expert assistance for registration and return filing.

GST Registration → GST Filing →

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